The North Hills Junior High School auditorium will be one of two venues for the opening season concert of the Pittsburgh Philharmonic titled "Uncommon Wealth of Our Commonwealth."

Thanks to a grant from the Heinz Endowment Small Arts Initiative, the orchestra will be able to stage two performances of its opening concert -- Oct. 24 at Chartiers Valley High School in Collier and Oct. 25 in the 1,100-seat auditorium at North Hills Junior High in Ross. Both performances are at 7 p.m.

Under the baton of music director Roger Tabler, the program will feature the sounds of musical heritage through the works of such artists as Aaron Copland, Francis Hopkinson (a signer of the Declaration of Independence), Jimmy and Tommy Dorsey, Stephen Foster, Samuel Barber, Harry Burleigh (the first arranger of African-American spirituals), Stephen Sondheim and Henry Mancini.

Advance tickets are $12 for adults ($15 at the door), $8 for seniors ($10 at the door) and $5 for students. Children 12 and under admitted free. To order, call the ProArts box office at 412-394-3353 or visit www.proartstickets.org. Group rates available by calling 412-818-7262.

The Pittsburgh Philharmonic (formerly the North Pittsburgh Philharmonic) was founded in 1975. To learn more about the orchestra, visit www.pittsburghphilharmonic.org.

Deer migrating and mating season has started, (it runs through December) and you gotta be careful out there. The Better Business Bureau and Insurance Information Institute recommends that drivers read their insurance policies closely.

"Drivers too often wait until they make a claim and don't remember what their policy will cover," said Steve Cox, of the Council of Better Business Bureaus, in Arlington, Va.

Remember that only comprehensive coverage reimburses drivers for loss due to contact with animals such as birds or deer. This fact often causes confusion among drivers who are not aware that collision coverage will not cover an auto-deer collision.

In addition, most auto insurance policies do not automatically cover the cost of a replacement rental car after an accident.

Although many states do not require that you buy comprehensive coverage, your lender may require it until your car loan is paid. Comprehensive insurance is usually sold with a $100 to $300 deductible.

The best advice is to be prepared. Here are some tips:

Report damage as soon as possible; know your deductible; ask about warranties on repairs; do business only with a reputable company.

For more, visit www.wisedrivers.com.