Recently, my daughter had her debit card numbers stolen. She found this out two days later when she went to buy food and her card was denied. She contacted the bank and was advised that the card was used in a major chain store in another state and more than a $1,000 was taken from her account.
Because she uses the card little and uses it only in local places, we were able to figure out that it was used at a local restaurant chain. She contacted the restaurant and it chose to do nothing. She also contacted the retail store in West Virginia (a major chain) and it really didn't want to talk to her either.
She filled out a police report and was advised, after describing the circumstances and how they occurred, that the numbers were probably taken by our waiter. He was young and probably a college student. She was told there are thieves who seek out college students to steal these numbers for extra money. The local police said they are too small to investigate this.
If this is being done on the scale that we were told about, the sum of money these people are getting must be in the millions. It sounds like it is very organized and deals across state lines, so isn't that interstate theft? It's banking and insurance theft, it is interstate and it's very large, so why isn't the FBI involved?